Our Experts

×
Iwona Załuska
PARTNER
Partner at Upper Finance Group, an expert in financing residential, office, hotel and logistics real estate projects.

She has extensive experience in banking, having held senior roles at ING, Citi and BPH Bank Hipoteczny. Since 2007, she has led Upper Finance Group, supporting the growth of developers and financial institutions.
×
Tatiana Piechota
PARTNER
Partner at Upper Finance Group, she has nearly 20 years of experience in corporate finance, investment financing and M&A.

She supports the growth of companies in the healthcare, hospitality and real estate development sectors. She built her career at leading financial institutions, including Citi Handlowy, GETIN Bank and PKO BP. As a Member of the Supervisory Board of NEO Hospital, she is actively involved in the development of the healthcare market.
×
Małgorzata Norkowska
BOARD MEMBER
An expert with over 30 years of experience in the banking and financial sector.

She held key roles, including as Vice President of the Management Board at Śląski Bank Spółdzielczy Silesia and as a finance manager at Katowicki Holding Węglowy S.A. She specializes in credit risk management, financial analysis and financial strategy. At Upper Finance, she supports clients in making sound business decisions and optimizing their finances.
×
Krzysztof Popowski
MANAGING DIRECTOR
He specializes in structuring financial transactions and has for years successfully raised financing for Upper Finance Group’s clients, working with banks and investment funds. He has extensive experience in credit risk analysis and assessment — gained, among others, at Bank Polskiej Spółdzielczości S.A., PKO BP S.A. and BPH Bank Hipoteczny S.A. Since 2016, he has also been active in the real estate sector, including serving as a member of the supervisory board within a corporate group. He holds a real estate broker’s license. He has been with Upper Finance Group since its founding in 2007.
×
Katarzyna Maruszewska
DYREKTORKA DS. OPERACYJNYCH I TRANSAKCYJNYCH
She is responsible for organizing the Management Board Office and the company’s operational activities, as well as handling transactions related to raising financing for clients — from contract signing through to successful funding.

She previously gained experience at Citi Handlowy and BPH Bank Hipoteczny. She has been part of the Upper Finance Group team since 2007.
×
Anna Wójcik
DIRECTOR OF FINANCIAL ANALYSIS
She specializes in securing financing for real estate ventures. In her work, she leverages a strong analytical–accounting background and long-standing relationships with banks and investment funds to bring even the most complex transactions to completion.

She has many years of professional experience in corporate and investment banking at Poland’s largest banks. She joined Upper Finance Group in 2010.
×
Franciszek Wilczyński
DIRECTOR OF FINANCIAL ANALYSIS
He is responsible for the financial analysis of investment projects. He has over 10 years’ experience in structuring projects and securing financing, which enables him to successfully support investments in the hotel, retail & services, office and real estate development sectors.

He stands out for his skills in financial data analysis and risk assessment, which contribute to the success of his projects. He joined Upper Finance Group in 2012.
Grzegorz Pokropek
TRANSATION MANAGER
He specializes in transaction advisory and financial intermediation for companies — covering bank financing, bond issuance and raising capital from private investors. He graduated from the Faculty of Management at the University of Warsaw. He has been with Upper Finance Group for 13 years, currently as a Transaction Manager.
×
Justyna Zalewska – Cieślińska
CAPITAL MARKETS DIRECTOR
She specializes in raising debt financing through bond issues. For over six years, she worked at Dom Maklerski Banku BPS S.A. in the Capital Markets Department, including three years as Deputy Director. She led numerous projects involving public and private securities offerings, as well as the admission and introduction of securities to trading on the Warsaw Stock Exchange (regulated market) and the alternative trading system.

She holds Securities Broker Licence no. 2885 and Alternative Trading System Adviser Certificate no. 203/2011. She has been developing her career at Upper Finance Group since 2014.
×
Karolina Szerszeń
DIRECTOR OF FINANCIAL ANALYSIS
She participates in financing projects for residential, office, hotel and logistics developments. She specialises in real estate market analysis, business plan preparation and financing structuring advisory. On a daily basis, she collaborates with financial institutions, offering clients support throughout every stage of the process.

A graduate of the University of Warsaw and Cardinal Stefan Wyszyński University. She began her career at Upper Finance Group in 2015.
×
Marcin Śmigielski
M&A MANAGER
He has over 20 years of experience in capital transactions, particularly in mergers and acquisitions, and has completed dozens of successful M&A projects, including in the healthcare sector. He supported companies in creating and implementing growth strategies in the retail, manufacturing and healthcare industries. He has also worked in corporate banking, managed enterprises and served on committees assessing the profitability of investments, including those co-financed with EU funds.

He has participated in the full investor acquisition process — from audit and analyses, through valuations, financial models and due diligence, to negotiations and closing. He has worked at Upper Finance Group since 2015.
×
Arkadiusz Kachnowicz
DIRECTOR OF TRANSACTIONS
×
Katarzyna Zacłona
DIRECTOR OF FINANCIAL ANALYSIS
She is responsible for analyzing financial documentation, structuring transactions, and preparing financial models and forecasts. She has many years of experience in credit risk analysis, gained at PKO Bank Polski S.A., where she served as a credit analyst in the Corporate Client Credit Risk Department.

She combines analytical capabilities with practical knowledge of investment financing and the real estate market. She has been with Upper Finance Group since 2020.
×
Michał Załuska
MARKETING DIRECTOR
He is responsible for marketing strategy, brand image, communications and client relationships. He specializes in B2B marketing, particularly in the financial and real estate development sectors. A graduate of University College London (UCL), where he gained knowledge and skills in effective brand building and supporting business growth.

He began working with Upper Finance Group in 2024.
×
Wiktor Noskowski
ASSISTANT
×
Tomasz Sadziak
ASSISTANT